The Costco TrueEarnings®
American Express® Credit Card

Great cahsback rewards on dining, travel and shopping Apply now
  • Representative example
  • Representative 20.5% APR variable. Based on annual fee of £20 and assumed credit limit of £1200. Interest rate for purchases: 16.2% p.a. variable.
  • Card type
  • Credit Card with a variable credit limit
  • Annual fee
  • £20

Highlights

  • Welcome offer of 0% interest on purchases for your first 6 months of Cardmembership1
  • Great rates of cashback rewards on dining, travel and shopping purchases2
  • Preferred Seating, providing access to some of the hottest tickets and tables in town.

Reward yourself

Earn great cashback rewards on all of your Costco spend and virtually all of your dining, travel and shopping purchases.

  • Earn 3% cashback rewards on virtually every full £1 you spend on restaurant dining2
  • Earn 2% cashback rewards on virtually every full £1 you spend on travel bookings2
  • Earn 1% cashback rewards on virtually every full £1 you spend at Costco and almost everywhere else, up to £3002
  • If you are a Costco Executive member your 1% cashback rewards are an addition to your current rate from Costco
  • If you are a Primary Costco member you can earn cashback rewards even faster with complimentary Supplementary Cards for family members or friends, as long as they are also Costco members and adults living in the UK.

World class service

As you might expect from American Express, the service is a little bit special. But that’s just the start of what we can do for you.

  • Your TrueEarnings Card doubles as your membership card making your Costco shopping experience more convenient
  • Enjoy 24/7 customer service and 24-hour card replacement, when you need it
  • Make your nights out stories to share with Preferred Seating from American Express, giving you access to some of the hottest tickets and tables in town.

Your Costco TrueEarnings American Express Credit Card is accepted all over town.

Eligibility

Only Costco members can apply for the TrueEarnings American Express Credit Card. If you are not a Costco member please visit warehouses.costco.co.uk to find out how to apply.

To save time when you’re applying for the TrueEarnings Card, it’s best to make sure you can say yes to the following.

  • I am a Costco member
  • I can visit a Costco warehouse to get my photo taken
  • I am aged 18 or over
  • I have a current UK bank or building society account
  • I have a permanent UK home address
  • I have an annual household income of at least £25,000
  • I have no County Court Judgements for non-payment of debt
  • And if self-employed, I have been working for more than one year

If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds –
so apply now

Apply now

• Read Terms & Conditions
• Read Summary Box
• Read Standard European Consumer Credit Information and Additional Explanations
• Your Guide to the Lending Code

1. 0% interest rate on purchases for the first 6 months will only be available provided the minimum payment is received by the due date. There is no interest-free period on Balance Transfers or Cash Advances.

2. An annual cashback reward will be payable to you by us at the following rate: 1% on virtually every full pound spent and charged per purchase (up to a max of £300 in any 12 month period), 2% on virtually every full pound spent on purchases at eligible travel retailers in the UK and abroad, 3% on virtually every full pound spent and charged on all eligible restaurant purchases, both UK and abroad. Cashback rewards are not earned on Balance Transfers, Cash Advances, American Express Travellers’ Cheques purchases, Foreign Exchange transactions, interest, any spending in xcess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges.

Applicants must be 18 years old or over. Approval is subject to status and terms and conditions apply. The Costco TrueEarnings® American Express® Credit Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom registered in England and Wales, Company Number 1833139, and authorised by the Financial Services Authority under the Payment Services Regulations 2009 (reference number 415532) for the provision of payment services. American Express Services Europe Limited is authorised and regulated by the Financial Services Authority. Details can be found on the FSA Register. American Express Services Europe Limited also subscribes to the Lending Code which is monitored and enforced by the Lending Standards Board and is licensed by the Office of Fair Trading for the provision of credit products and related services.